A Conversation About Financial Planning

What is a  financial planner? What do they do?

In this episode, David Nienaber and Tony Luckhardt sit down to discuss what the role of the financial planner encompasses and what it means to Foster & Motley specifically. David and Tony speak about what to expect from the process of working with a financial planner and how it might help you balance the financial aspects of your life a little easier.

David & Tony discuss:

  • What a Foster & Motley financial planner does for clients
  • How financial planning begins with goals and creating a plan around them
  • The role financial planners take in creating spending plans
  • How financial planning is unique to each person or family
  • And more

Connect With David Nienaber & Tony Luckhardt:

A Conversation About Investment Management

We have introduced you to many investment managers and financial planners throughout this podcast, but do you really know what the roles of each are?

In this episode, Ryan English and Thom Guidi explain the role of investment managers and what they do to help clients prepare for the future. Ryan and Thom aim to give you a look into the investment manager role, so you know what to expect when working with one.

Ryan & Thom discuss:

  • What investment management is and the other names it’s often called
  • Client involvement throughout the investment management process
  • The process to structuring a portfolio
  • How a client goals play a key role in asset allocation
  • And more

Connect With Ryan English & Thom Guidi:

A Conversation about Financial Data, Sensitive Information, and the Security of it

Data privacy has become more of a concern as the world is transforming to full digital. 

Although companies are continuing to upgrade their security to protect your data, you need to do your part to ensure it is protected on your end.

In this episode, Zach Horn and Joe Patterson, investment manager and financial planner, respectively with Foster and Motley, help you understand the various ways hackers are getting your information and how you can prevent your data from getting into the wrong hands.

Zach horn and Joe Patterson, discuss:

  • Steps to safeguard your data
  • The best practices to keep your financial data secure.
  • The different types of fraud attempts
  • Where to secure your passwords
  • And more

Connect With Zach Horn and Joe Patterson:

A Conversation about Charitable Giving

When it comes to charitable giving, you have your own goals on what you want to do and how you want to give. 

Are you fully aware of all of the options you have when it comes to giving?

In this episode, Tony Luckhardt and Rachel Rasmussen discuss what is available to you when it comes to charitable giving. Tony and Rachel speak about how you are able to give both your time and money, and what giving might look like when it comes to your taxes.

Tony & Rachel discuss:

  • Why people choose to give, and how to do so in a way that reflects personal goals and values
  • How to choose a charity to give to, and the process of giving
  • What charitable giving can do to your taxes
  • How Foster & Motley works with clients when it comes to organizing charitable giving
  • Variety of ways that you can give to charitable organizations
  • And more


Connect With Tony & Rachel:

A Conversation about Understanding Inflation

Inflation is not always a bad thing, and there are many cases in which inflation is good. The question is, what can you do about it? 

In this episode, Ryan English and Luke Hail sit down to discuss inflation and the impacts it has on the US economy. The duo discuss how inflation works and aim to help you understand how this recent global pandemic has affected inflation and whether or not those changes are here to stay.

Ryan & Luke discuss:

  • What is inflation and how has it been historically
  • Transitory inflation caused by the COVID-19 Pandemic
  • Cases of good inflation and how it keeps the economy on track
  • Foster & Motley’s efforts to assist clients when it comes to inflation
  • And more

Connect With Ryan & Luke:

A Conversation about Taking the Emotions Out of Investing

One of the biggest issues facing all investors are the emotions that are involved. Working with an advisor, can help you to focus on the long-term and remove the emotions from financial decisions.

In this episode, David Nienaber and Zach Horn discuss the benefits of working with a financial advisor when it comes to your investments and financial planning. David and Zach share the common biases they tend to see interjected in financial decisions and how advisors can counteract them.

David & Zach discuss:

  • How managing your money is more difficult than you might think
  • Confirmation bias when it comes to investing money
  • Why working with an advisor is important in helping you focus more on the long-term
  • Accountability when working with an advisor
  • And more

Connect With David & Zach:

Episode 9

A Conversation on Understanding Bonds

You often hear ‘stocks and bonds’ mentioned when talking about investing, but few people go into detail about bonds.

In this episode, Thom Guidi and Luke Hail discuss the ins and outs of bonds. The duo dives into the most important things you need to know when it comes to bonds, and how the usage of bonds might differ from a new and experienced investor.

In this episode, you will learn:

  •       The different types of bonds and why they should be in your portfolio 
  •       How the amount of bonds in a portfolio depends on your comfort with risk 
  •       Bond Funds and the benefits to new investors 
  •       Bond defaulting and the implications to the investor
  •       And More! 

Tune in now to learn about bonds and increase your knowledge on how to include them in your portfolio. 

Resources: Foster & Motley | 513-561-6640 | Foster & Motley LI |  Thom Guidi LI| Thom Guidi | Luke Hail LI | Luke Hail

Ep 8

A Conversation on Working With a Financial Advisor

Have you ever wondered what a financial advisor can do for you? Or how to find the right one for you?

We are here to help you answer some of these questions!

In this episode, Ryan English and Tony Luckhardt dive into a conversation about financial advisors! They give information on what to expect when you are working with an advisor and the questions you should be prepared to ask so you can find a professional that will help with your unique situation!

In this episode, you will learn:

  • The different designations financial advisors can obtain  
  • How financial advisors are compensated 
  • What a financial advisor can do for you  
  • Information you should ask a financial advisor before you begin to work together  
  • And More! 

Tune in now to discover how financial advisors can assist you with your financial situation and how you can ensure you find the right person for the job! 

Resources: Foster & Motley | 513-561-6640 | Foster & Motley LI | Ryan English | Ryan English LI | Tony Luckhardt | Tony Luckhardt LI