Month: October 2023

How Do Brokerage and Bank Accounts Work Together? With David J. Nienaber, MBA, CPA, CFP®

How Do Brokerage and Bank Accounts Work Together? With David J. Nienaber, MBA, CPA, CFP®

Ever wondered about the difference between checking, savings, and brokerage accounts?

In this episode, David J. Nienaber, MBA, CPA, CFP®, discusses the distinctions between checking accounts, savings accounts, and brokerage accounts. He highlights benefits of each and how they function together. Additionally, he explains how brokerage accounts can be platforms for purchasing stocks, bonds, and mutual funds.  Lastly, he touches on how money market funds are becoming a popular choice instead of traditional savings accounts.

David shares more about:

  • Money market funds as an alternative to traditional savings accounts
  • Money market funds can be bought and sold in a brokerage account and earn higher interest rates
  • Brokerage accounts not FDIC insured but have SIPC insurance
  • And more

 

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When Should I Start Thinking About Planning for College? With Tony Luckhardt, MBA, CFP®, CRPC®, and Dan Bisig

When Should I Start Thinking About Planning for College? With Tony Luckhardt, MBA, CFP®, CRPC®, and Dan Bisig

In this episode, Tony R. Luckhardt, MBA, CFP®, CRPC®, sits down with Dan Bisig, the  President and Founder of College and Beyond, to dive into the world of college planning. 

Get ready for valuable insights and a positive perspective on the college journey! 

Dan discusses the importance of early planning, not only from a financial perspective but also in terms of finding the perfect academic and social fit. Discover why reading and test-taking skills remain vital in the college admissions landscape, even amidst the test-optional trend. Dan unveils his three-part approach, covering essential topics like the college money talk, career exploration, and college selection, as well as demystifying the admissions process. He also shares seven common pitfalls that families make as they begin the college planning process.

Dan shares more about:

  • The importance of starting the college planning process early
  • Choosing the right college 
  • The ideal timeline for working with a college planner
  • And more

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What Do Stock Breadth and Marketing Concentration Mean for You? with Thom Guidi, CFA

What Do Stock Breadth and Marketing Concentration Mean for You? with Thom Guidi, CFA

Have you recently wondered why the performance of companies like Apple, Microsoft, Amazon, Nvidia, and Google significantly impacts the overall market? 

Diversification is not just a buzzword, it’s an important strategy for managing portfolio risk. If you’re unsure about your investments’ concentration, check out this episode as Thom Guidi, CFA, discusses stock concentration and market breadth as indicators of market movements. 

Thom shares more about:

  • How the largest tech companies in the S&P 500, such as Apple, Microsoft, Amazon, Nvidia, and Google, have a significant impact on the overall market at present
  • The importance of diversification in portfolios to manage risk and the benefits of assessing portfolio concentration. 
  • Assessing portfolio concentration and considering investment relationships
  • And more

 

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