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What Is A Class Action Litigation? With Thom Guidi, CFA

What Is A Class Action Litigation? With Thom Guidi, CFA

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Have you ever received a letter in the mail telling you that you are eligible for a class action lawsuit, potentially due to a purchase you made? You might be wondering why you are receiving these cryptic mass messages and what they mean… 

In this episode, Thom Guidi, CFA, explores the world of Class Action Litigation, shedding light on its vital components. Thom explains how class action suits are initiated and who usually starts the process. By drawing from real-world examples like the Enron scandal, where shareholders were defrauded, Thom offers invaluable insights into the intricate workings of class action litigation and its far-reaching implications for investors.

Thom shares more about:

  •  What class action litigation suits are
  • How Foster & Motley manages this process for clients
  • The method of identifying potential plaintiffs for the case
  • And more

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About Our Guest:

Thom Guidi often gets pulled into conversations and situations that involve technology and innovation. With a deep appreciation for and understanding of those topics, Thom is the ideal practical and nuanced thinker in a variety of scenarios. It might be his love for delving into complex topics, the fact that he grew up surrounded by engineers, or a mix of the two, that made him this way, but throughout his almost 20-year career in the finance industry, he has continually been looking for new problems to solve and innovative ways to apply his knowledge.

Thom graduated from the University of Kentucky with a Bachelor of Business Administration degree in Finance and was also a member of the varsity swim team. He then moved back to his native Northern Kentucky to begin his career working with Fidelity Investments. He was in a variety of sales and advisory positions before he joined Foster & Motley in 2005 as a Securities Trader. In 2006, he earned his Chartered Financial Analyst (CFA®) designation and became an Investment Manager at the firm. He is also a shareholder and remains integral to much of the innovation and new technology that the firm implements.

Having worked in both a large and now a smaller, client-focused firm, Thom knows that in day-to-day interactions with clients, innovation and forward-thinking can still be applied as he works to help them build and execute on their aspirations. His innovative spirit has been recognized in many ways, including as a guest on WVXU’s “On the Money” and in profiles in the Greater Cincinnati Business Courier, and the Wall Street Journal.

Thom also stays busy with his family, which includes his wife Beth, and their two young sons, Evan and Nathan. He continued his swimming career following his collegiate days in UK and has done triathlons in the past. Thom has always approached his career and partnership with clients with the same kind of dedication and deliberation that being a swimmer or runner requires and is looking forward to what the next innovation or breakthrough brings.

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I Recently Inherited Money, What Do I Do Next? With Zach Binzer, CFP®, and Ryan English, MBA, CFA, CPA, CFP®

I Recently Inherited Money, What Do I Do Next? With Zach Binzer, CFP®, and Ryan English, MBA, CFA, CPA, CFP®

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Inheriting money can be a significant event in your life, and it’s essential to know what to do next. Navigating the emotions associated with the loss can be hard enough, let alone dealing with financial decisions that will impact your future.  

In this episode, Zach Binzer, CFP®, and Ryan English, MBA, CFA, CPA, CFP®, discuss the steps needed to navigate the inheritance process. From understanding the estate planning documents to how to divide up assets, this episode is here to help you when life takes over. 

Zach and Ryan share more about:

  • The importance of understanding the assets making up your loved one’s estate
  • Breaking down the complexities of an estate before decisions are made
  • Distribution considerations like taxes and timing
  • Why keeping your beneficiary designations up to date is important
  • And more

Article: What Do I Do With Inheritance Money?

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What Do I Need to Consider When Selling My Business? With David J. Nienaber, MBA, CPA, CFP®

What Do I Need to Consider When Selling My Business? With David J. Nienaber, MBA, CPA, CFP®

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The decision to sell a business can be a difficult one, especially when you have invested significant time, effort, and personal attachment. It may be one of the most significant financial decisions you will ever make.

In this must-listen episode, David Nienaber, MBA, CPA, CFP®, shares his expert advice on the best time to sell your business. As a seasoned business professional and successful entrepreneur himself, David brings a wealth of knowledge and expertise to the conversation. 

Dave shares more about:

  • The two most common hurdles when it comes to selling a business
  • Important factors to consider when selling a business in relation to employees and key stakeholders
  • One of the least discussed aspects of selling a business – the emotional component 
  • And more

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About Dave:

As a 17-year-old junior at Covington Catholic High School, Dave Nienaber unabashedly told a class speaker that he would eventually become a CERTIFIED FINANCIAL PLANNER™, surprising a number of his classmates, but not those who knew him best. David has never refrained from engaging fully and with purpose. Whether it was as the portfolio manager for the University of Dayton’s student-run portfolio during his time as an undergraduate, teaching his children to play golf, or even sticking by his beloved Green Bay Packers, he has always been energized by commitments to meaningful pursuits.

Upon graduating from the University of Dayton in 2004 with an MBA and a Bachelor of Science degree magna cum laude in Accounting and Finance, Dave started his career with Deloitte and soon earned his CPA. It was during his time working with Deloitte’s Investment Advisors team, while spending a significant amount of time working with Procter & Gamble employees and retirees, that he discovered his real passion. He enjoyed providing the many services that come with handling complex asset and retirement situations, and he had the opportunity to gain experience with an array of financial situations.

When his previous company was sold, Dave had the opportunity to step back and look at the entire financial landscape in Cincinnati and determine where he might fit best. Foster & Motley immediately jumped to the front of the line. He was drawn to their client-centric approach and low ego ethos. He also saw that with the employee-owned model of the firm, there was the chance to be invested in the company in even greater ways than just his day-to-day work. It was a natural fit.

Dave has been with Foster & Motley since 2010 serving as a Financial Planner and has been a shareholder since 2015. Dave’s client-focused mentality and team-oriented attitude led him to his role as Head of the Financial Planning team. Dave helps keep the team on top of the latest financial planning issues, so we can best serve clients.  He always thought that he would enjoy giving people advice in his role as a planner and adviser, but over the years, he has honed his listening and question-asking skills. Now, he counts helping clients find the path that is right for them as the best part of his job.

It is no surprise that Dave’s family life is also full of deep purpose. Dave and his wife Moreen most enjoy taking their five children, Ella, Luke, Nicholas, Anna, and Caroline up to northern Michigan to sail, fish, and spend quality time together. They reside in Northern Kentucky, near where David grew up, and as he looks to the future, he knows his roots and commitments will continue to deepen.

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Why Should Both Partners be Involved in Household Finances? With Tony R. Luckhardt, MBA, CFP®, CRPC®, and Rachel Rasmussen, MBA, CFA, CDFA®

Why Should Both Partners be Involved in Household Finances? With Tony R. Luckhardt, MBA, CFP®, CRPC®, and Rachel Rasmussen, MBA, CFA, CDFA®

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Many studies have shown that money can be a significant source of conflict in relationships. What if one partner is a saver and the other a spender? How do you align on your goals for the next 5, 10, or 15 years? 

In this episode, Tony Luckhardt, MBA, CFP®, CRPC®, and Rachel Rasmussen, MBA, CFA, CDFA®, go into detail about the importance of communication and getting on the same page when dealing with finances among spouses. 

Tony and Rachel share more about:

  • When you should start having these important conversations
  • What to consider when planning for a future together 
  • How working with a financial advisor can ease some of the stressors that come with these important discussions 
  • And more

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Are You Keeping Your Financial Data Secure? with Luke Hail, MBA, CFP

Are You Keeping Your Financial Data Secure? with Luke Hail, MBA, CFP

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In today’s increasingly digital world, the threat of cyber attacks is more prevalent than ever. The rise of technology has given hackers more opportunities to steal personal information and gain unauthorized access to sensitive data, making it crucial to prioritize cybersecurity.

Fortunately, there are several measures you can take to protect yourself. Two-factor authentication, freezing your credit, and vigilance for suspicious activity are all key practices for safeguarding your personal and financial information. 

Get ready to level up your financial security knowledge! In this episode, we’ll explore a range of ways you can protect your personal and financial information and how to identify and prevent cyber attacks. In this compelling discussion, Luke Hail, MBA, CFP, shares a real-life example of how cybercriminals infiltrated one client’s email and stole their hard-earned wealth. But don’t worry, it has a happy ending.

Join us to discover:

  • The pros and cons of credit vs. debit cards
  • The importance of cybersecurity and practical tips to stay safe online
  • Secrets to creating uncrackable passwords
  • How to spot and avoid common scams
  • What a credit freeze is and how to implement it 

And that’s just the beginning – there’s so much more to learn in this jam-packed episode. Tune in to take control of your financial security and protect yourself from the threats of the digital world.

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Are Stock Market Corrections Normal? With Mark Motley, MBA, CFA, and Joe Patterson, CFP®

Are Stock Market Corrections Normal? With Mark Motley, MBA, CFA, and Joe Patterson, CFP®

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What goes up often comes down. It’s just a matter of how far and how fast the decline. Stocks are no exception. 

In this episode, Mark Motley, MBA, CFA, and Joe Patterson, CFP®, talk about stock market corrections and bear markets.

Mark and Joe share more about:

  • A definition of stock market corrections and bear markets
  • The history of markets in terms of frequency, depth, and recoveries
  • The history of bear markets for balanced portfolios
  • Reasons why bear markets and market corrections matter
  • And more

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Is Your Cash Working for You? With Thom Guidi, CFA

Is Your Cash Working for You? With Thom Guidi, CFA

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What has your money done for you lately? The times are changing and interest rates are rising. 

In this episode, Thom Guidi, CFA, talks about ways to put your cash to work, whether that’s money you have set aside for an emergency or  cash saved for spending you anticipate in the next year or so. 

Thom shares more about:

  • Why cash yields are a topic of conversation right now
  • Your unique uses for cash
  • Where to look for the best interest rates on cash
  • And more

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Why Are Two Advisors Better Than One? With David Nienaber, MBA, CPA, CFP®, and Ryan English, MBA, CFA, CPA, CFP®

Why Are Two Advisors Better Than One? With David Nienaber, MBA, CPA, CFP®, and Ryan English, MBA, CFA, CPA, CFP®

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Sometimes two is better than one, and that’s the philosophy at Foster and Motley, where financial planners and investment managers work side by side with you.

In this episode, David Nienaber, MBA, CPA, CFP®, and Ryan English, MBA, CFA, CPA, CFP®, discuss how their dual-advisor approach helps ensure their advice truly is personalized to each client’s unique circumstances and goals.

David and Ryan share more about:

  • How financial planning and investment management are different but complementary professions
  • The Power of &
  • Ways the dual-advisor approach benefits the client
  • And more

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A Market Update for The Fourth Quarter of 2022 With Mark Motley, MBA, CFA

A Market Update for The Fourth Quarter of 2022 With Mark Motley, MBA, CFA

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2022 was a challenging year for investments and for investors. 

In this episode, Mark Motley, MBA, CFA, shares a 2022 market update and looks ahead at what may unfold in 2023.

Mark shares:

  • A 2022 recap including data on returns over the year
  • Long-term considerations for investors
  • Insight on the possibility of a recession in the upcoming year
  • What 2023 may hold based on data and history
  • And more

Resources:

To read the full market update: Click here

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About Our Guest:

Mark Motley knows that a solid organization, and mission, is never built out of a place of scarcity. He also knows that no matter how deep your experience, or broad your connections, nothing replaces relationships and a model built upon serving people. When Mark Motley and Dave Foster founded Foster & Motley in 1996, they brought together their expertise in the areas of financial planning and investments, but mostly, they were united in the idea that clients could be served in a way that is both practical and compassionate. They haven’t looked back since. As a young man, Mark got in the trenches serving people when he spent two years on a church mission to Northeastern Brazil. After his experience there, he went on to the University of Kentucky and then to the largest bank in central Kentucky, First Security Bank, where he served as a vice president and trust investment officer for more than six years. During his time there, he obtained the CFA® designation and rose to be the number two investment person in the $1.2 billion trust department. Following that, it was on to Bartlett & Co. in Cincinnati, before the founding of Foster & Motley.

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A Conversation About Behavioral Finance with Nick Roth, CFP®, and Ryan English, MBA, CFA, CPA, CFP®

A Conversation About Behavioral Finance with Nick Roth, CFP®, and Ryan English, MBA, CFA, CPA, CFP®

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Behavioral finance is an intangible topic that has to do with more of an investor’s underlying tendencies or biases, not necessarily the evaluation of an investment based on quantitative or qualitative aspects of a company. 

In this episode, Nick Roth, CFP®, and Ryan English, MBA, CFA, CPA, CFP®, talk about the seven common biases that can influence your investment decisions. Understanding these can help investors understand why utilizing an advisor is beneficial. 

Nick and Ryan share more about:

  • The meaning of behavioral finance
  • Common biases to be aware of
  • How your biases can result in decisions that negatively affect your future
  • And more

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