Tag: Financial Planning
How Can I Destress My Investment Experience? With Rachel Rasmussen, MBA, CFA, CDFA®, and Zach Binzer, CFP®

How Can I Destress My Investment Experience? With Rachel Rasmussen, MBA, CFA, CDFA®, and Zach Binzer, CFP®

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If market fluctuations stress you out and cause you to make irrational financial choices, you’re not alone. It is only human to let emotions get in the way and give in to biases.

In this episode, Rachel Rasmussen, MBA, CFA, CDFA®, and Zach Binzer, CFP®, help you understand how you can destress your investment experience and become a more disciplined investor. Tune in to understand common behavioral finance traps, how they translate to investor results, and solutions for reducing investing anxiety.

Rachel and Zach share more about:

  • How mental biases impact our financial decision-making (with examples)
  • Eye-opening statistics that show the risks associated with “timing” the market
  • The value of seeking objective input and behavioral coaching from a financial advisor
  • How risk tolerance evaluation and stress testing can reduce investor anxiety
  • And more

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How Could I Benefit from Working with an Advisor that Does Tax Planning? With Zach Binzer, CFP®

How Could I Benefit from Working with an Advisor that Does Tax Planning? With Zach Binzer, CFP®

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You’re likely familiar with the idea that for every action, there’s a corresponding reaction. This concept rings true in financial planning as well. With nearly every financial decision you make, there aretax consequences waiting in the wings.

In this episode, Zach Binzer, CFP®, discusses the nuances associated with different investment account types and how tax considerations vary from one to the next. He also explains how the long term planning a financial advisor can provide can help you understand how today’s decisions may impact your tax situation 10, 20, or 30 years from now! 

Zach shares more about:

  • The importance of account diversity 
  • Insights into  tax-efficient estate planning approaches
  • The impact of taxes on Medicare premiums and Social Security benefits
  • The essential part CPAs can play in proficient tax planning
  • And more

 

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What Does The Secure Act 2.0 Mean For Me? With Emily Diaz, MAcc, CPA, CFP® and Zach Binzer, CFP®

What Does The Secure Act 2.0 Mean For Me? With Emily Diaz, MAcc, CPA, CFP® and Zach Binzer, CFP®

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While we were all celebrating the holidays, Congress was busy making new tax laws and gifting us with approximately 100 new provisions to the Secure Act. Can’t you feel the legislative love? 

In this episode, Emily Diaz, MAcc, CPA, CFP®, and Zach Binzer, CFP®, discuss the myriad of changes to the Secure Act and how they could be significant to you. 

Emily and Zach share more about:

  • Secure 1.0 vs. Secure 2.0
  • Changes to RMD ages
  • Changes to contribution limits on retirement accounts
  • Changes to Roth accounts
  • And more

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A Conversation About Financial Planning

A Conversation About Financial Planning

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What is a  financial planner? What do they do?

In this episode, David Nienaber and Tony Luckhardt sit down to discuss what the role of the financial planner encompasses and what it means to Foster & Motley specifically. David and Tony speak about what to expect from the process of working with a financial planner and how it might help you balance the financial aspects of your life a little easier.

David & Tony discuss:

  • What a Foster & Motley financial planner does for clients
  • How financial planning begins with goals and creating a plan around them
  • The role financial planners take in creating spending plans
  • How financial planning is unique to each person or family
  • And more

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