Tag Archives: #FinancialWellbeing

A Chat About Portfolio Income With Thom Guidi, CFA



The investments in your portfolio usually grow. At least that’s the goal. But those investments may also generate income. So what is portfolio income and what role can it play, especially in retirement?

In this episode, Thom Guidi, CFA, discusses the importance of portfolio income and the impact of portfolio income in a down market.

Thom shares more about:

  • Where portfolio income comes from
  • The impact of portfolio income in a down market
  • Bonds versus stocks income
  • The tax impact on portfolio income
  • And more

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A Conversation About Charitable Giving and Taxes with Emily Diaz, MAcc, CPA, CFP®



Charitable giving is good for the soul. But it may also be good for your taxes.

In this episode, Emily Diaz, MAcc, CPA, CFP®, will run through the basics and the benefits of charitable giving. 

Emily shares more about:

  • The most common way to give charitable gifts
  • Why you only get a deduction if you’re itemizing on your tax return
  • Examples of tax-efficient giving
  • And more

Resources:

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A Conversation About Interest Rates With David Nienaber, MBA, CPA, CFP®, and Rachel Rasmussen, MBA, CFA, CDFA®



We are in a period of significant change with interest rates and it’s happened in a period of about six months. 

In this episode, David Nienaber, MBA, CPA, CFP®, and Rachel Rasmussen, MBA, CFA, CDFA®, talk about how inflation is impacting many areas of people’s finances.  

David and Rachel share more about:

  • How inflation impacts the decision to stay in your home or to move
  • How people have been dealing with higher borrowing costs
  • Why it’s time to re-evaluate your cash
  • How interest rates can put pressure on stock prices 
  • And more

Resources:

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A Conversation About The History of Foster & Motley with Dave Foster and Mark Motley



Peanut butter and jelly, Laverne and Shirley, Foster and Motley. All of these iconic pairs have changed the game in their own right.

For more than a year, the financial planners and investment managers at Foster and Motley have shared their knowledge and insights on this podcast. But how did the firm come to be?

In this episode, Dave Foster and Mark Motley share how they started their careers in finance and built a successful business relationship with each other. Dave and Mark walk down memory lane to share insight into how they have run their business, maintaining its success through the years. 

Dave and Mark share more about:

  • The history of their relationship, including how Foster & Motley was formed
  • Why company growth has never been a driving goal for Dave and Mark
  • How they’ve built their team to meet the needs of clients
  • Historic shifts and challenges in the market that Foster & Motley have faced head-on
  • And more

Resources:

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A Conversation About Financial Independence Analysis with Thom Guidi, CFA, and Luke Hail, MBA, CFP®



True financial independence is when you’re working because you want to and not because you have to. Understanding what you have and what your goals are is the first step to becoming financially independent. 

In this episode, Thom Guidi, CFA, and Luke Hail, MBA, CFP®, discuss what it means to be financially independent and provide you with four actionable steps to help you move closer to your goal of financial independence.

Thom and Luke share more about:

  • What makes you financially independent
  • How to know when you are financially independent
  • How to maintain your financial independence
  • And more

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A Conversation About Senior Care With Tony Luckhardt, MBA, CFP®, CRPC®, and Amy Thomas, CPA



There comes a time in your life when you may not welcome being another year older. But if you plan ahead, it can make the difference between a senior lifestyle you choose and the one that someone else chooses for you.

In this episode, Tony Luckhardt, MBA, CFP®, CRPC®, and Amy Thomas, CPA, discuss some of  the tough decisions that come with senior care. They also provide some advice on how to evaluate the options.

Tony and Amy share more about:

  • What senior care means
  • Why thinking about it before you need it makes the most sense
  • Questions to ask as you consider different senior care facilities
  • Ways to help you prepare for a lifestyle change
  • And more

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A Conversation About Executor Expectations with Zach Binzer, CFP® and Zach Horn, MBA, CFP®, CMFC®



Losing a loved one is an emotional time. One way you can make dealing with it a little easier for your loved ones, is to have a strong estate plan and family letter in place. Your appointed executor is there to make your final wishes come to pass, but they need to know what you wanted.

In this episode, Zach Binzer, CFP® and Zach Horn, MBA, CFP®, CMFC®, discuss this important role of being an executor.

Zach and Zach share more about:

  • What being an executor entails
  • How both parties can prepare for this role
  • What a executor is expected to do at the time of death
  • And more

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A Conversation About Buying or Renting A Second Home with Joe Patterson, CFP® and Rachel Rasmussen, MBA, CFA, CDFA®



Maybe it’s your goal to own a lake house or a second home. But have you thought about what buying versus renting might look like for your scenario?

In this episode, Joe Patterson, CFP® and Rachel Rasmussen, MBA, CFA, CDFA® discuss the pros and cons of owning versus renting and what might make sense for your unique situation. 

Joe and Rachel share more about:

  • What to consider when owning a second home
  • Considerations for renting a second property
  • How research can help you determine if you should buy or rent a home
  • And more

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A Chat About Cash Flow with Luke Hail, MBA, CFP®



Cash flow is what comes and goes out of your household, and defines what you are doing in the world in many ways. 

In this episode, Luke Hail, MBA, CFP®, will help give you a clear understanding of why understanding your cash flow matters. 

Luke shares more about:

  • The concept of cash flow
  • How to evaluate your cash flow
  • Three stages to financial freedom
  • And more

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A Chat About The Yield Curve with Ryan English, CFA, CPA, CFP® and Sarah Conwell, MFE



As an investor, it is helpful to understand the yield curve. Its movements are tied to economic growth, monetary policy, and inflation which impact investment portfolios.  

In this episode, Ryan English, CFA, CPA, CFP®, talks with Sarah Conwell, MFE, to explain the significance of two separate points on the curve and the ways investors interpret its shape, slopes, and steepness during economic cycles.

Sarah shares more about:

  • The concept of a yield curve
  • What the yield curve can tell you
  • The shape of the yield curve during economic cycles
  • And more

Resources:

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About Our Guest:

As a fixed income investment professional, Sarah possesses over nine years of experience, and her greatest skills lie in investment research, portfolio management, and macroeconomic analysis. Sarah is a dedicated investment professional with expertise in fixed income securities, financial reporting and analysis, risk mitigation, statistical analysis, financial systems implementation, and revenue generation for overall company growth. Also, she is known for thorough, accurate, and profitable securities recommendations based on analytical processes and data-driven decision-making, and she possesses strong market knowledge in multiple sectors. Additionally, she is consistently relied upon to spearhead projects requiring analysis and collaborative problem solving while working in a fast-paced environment.