Tag: #FosterAndMotley
A Conversation About Rebalancing Your Portfolio with Ryan English, CFA, CPA, CFP®, and Nicholas Roth, CFP®

A Conversation About Rebalancing Your Portfolio with Ryan English, CFA, CPA, CFP®, and Nicholas Roth, CFP®

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Balance is a tricky thing. Something that is balanced today may not maintain its balance; take investment portfolios, for example. When Foster & Motley begins working with a client, they balance their portfolio based on several targets, but over time rebalancing is necessary to maintain those targets.

In this episode, Ryan English, CFA, CPA, CFP®, and Nicholas Roth, CFP® explain their hands-on approach to rebalancing, and the importance of rebalancing across a household of accounts rather than individual accounts.

Ryan and Nick also talk about:

  • Two types of rebalances
  • The importance of rebalancing accounts
  • Why you don’t want one asset class to grow too big
  • And more

Resources:

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A Chat About Health Savings Accounts with Zach Binzer, CFP®

A Chat About Health Savings Accounts with Zach Binzer, CFP®

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Your health savings account may be more important and more flexible than you realize. While it was created to help people set aside funds for health care costs, the value doesn’t stop there. 

In this episode, Zach Binzer, CFP®, explains how you can maximize the value of your HSA and why it’s reasonable for some to consider it a retirement asset.

Zach also talks about:

  • The origin of HSAs
  • The triple tax benefit of contributing to an HSA
  • And more

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A Chat About a Retirement Hobby of Beekeeping with Dave Foster and Rachel Rasmussen, CFA, CDFA®

A Chat About a Retirement Hobby of Beekeeping with Dave Foster and Rachel Rasmussen, CFA, CDFA®

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Finding a hobby you enjoy can make retirement that much sweeter. 

In this episode, Rachel Rasmussen, CFA, CDFA®, and Dave Foster discuss his retirement hobby of beekeeping. Dave shares about how we got into it, how he has managed to grow his operation and why he enjoys it so much. 

Rachel and David also chat about:

  • When he started beekeeping and why
  • Maintenance of the hives
  • What benefits he gets out of the bees
  • And more

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A Chat About Social Security with Luke Hail, MBA, CFP®

A Chat About Social Security with Luke Hail, MBA, CFP®

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If you understand the way Social Security works and how it’s funded, you will understand why the probability of it running out of money is extremely low. 

In this episode, Luke Hail, MBA, CFP®, discusses the Social Security system’s benefits and some key points to remember before taking Social Security.

Luke shares more about:

  • When Social Security was established and why
  • Retirement, disability, and survivor benefits provided by the Social Security Administration
  • What factors impact when you should begin taking retirement benefits through Social Security
  • And more

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A Market Update for the First Quarter of 2022 with Mark Motley, CFA

A Market Update for the First Quarter of 2022 with Mark Motley, CFA

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Some events make the world a different place, seemingly overnight. Since the invasion of Ukraine, it appears the Post-Cold War era is over and prior norms will not revert as long as Putin controls Russia. 

While much has changed in recent days, the benefits of Foster & Motley’s core investment strategy have not. Seeking to build all-weather portfolios has always been an important aspect of our investment team’s approach.

In this episode, Mark Motley, CFA, shares a quarterly market update, including how the Russian invasion of Ukraine has affected the global economy and in turn investors’ portfolios,  and what that means for you. 

Mark shares more about:

  • The economic impact of Russia’s invasion of Ukraine and subsequent sanctions
  • An update on US economic growth and unemployment
  • First quarter data on the stock market and bond index
  • How Foster and Motley’s approach to investing is playing out in the midst of the turmoil
  • And more

To read this market update: Click Here

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A Conversation About Charitable and Family Gifting with David Nienaber, MBA, CPA, CFP®, CEPA, and Joe Patterson CFP®

A Conversation About Charitable and Family Gifting with David Nienaber, MBA, CPA, CFP®, CEPA, and Joe Patterson CFP®

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Don’t make a charitable gift simply to get a tax deduction; make a charitable gift because it aligns with your goals. 

In this episode, Dave Nienaber, MBA, CPA, CFP®, CEPA, and Joe Patterson CFP®, discuss two primary ways of transferring your wealth: charitable and family gifting. They also share what you should consider when giving based on your unique circumstances and goals; and that may not be what your friends are doing!

Dave and Joe share more about:

  • What to consider before gifting to charities or family
  • Why you should start with your goals, not tactics for your giving
  • Donor advised funds and other tools to support your charitable efforts
  • And more

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A Chat About Risk Tolerance with Ryan English CFA, CPA, CFP®

A Chat About Risk Tolerance with Ryan English CFA, CPA, CFP®

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Many people’s instinct is to sell when the market takes a hit, but making those decisions based on emotion seldom has the best outcome. 

In this episode, Ryan English, MBA, CFA, CPA, CFP®, shares his insight on the importance of understanding and the questionnaire Foster & Motley uses to help determine their client’s risk tolerance. He explains how the risk tolerance questionnaire informs decisions about the client’s portfolio and investment policy statement. 

Ryan shares more about:

  • What a risk tolerance questionnaire is
  • The importance of understanding your risk tolerance
  • How age plays a role in your risk tolerance
  • And more

Resources:

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A Conversation About Estate Tax with Tony Luckhardt, MBA, CFP®, CRPC®, and Emily Diaz, CPA, CFP®

A Conversation About Estate Tax with Tony Luckhardt, MBA, CFP®, CRPC®, and Emily Diaz, CPA, CFP®

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Estate tax doesn’t necessarily affect everyone, but for those it does impact, it can be a big deal. Also, the laws around it have changed several times, and are expected to again soon. 

In this episode, Tony Luckhardt, MBA, CFP®, CRPC®, and Emily Diaz, CPA, CFP®, share about the history of estate taxes. They also provide insight on how people can plan ahead for gifting to loved ones which can help to minimize your estate tax bill.

Tony and Emily share more about:

  • What the difference is between an estate tax and an estate plan
  • Who needs to be concerned about estate taxes and why
  • How Foster & Motley can help you
  • And much more

Resources:

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A Chat About Required Minimum Distributions with Nick Roth, CFP®

A Chat About Required Minimum Distributions with Nick Roth, CFP®

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Required minimum distribution rules impact almost everyone at some point in their lives.  Do you know what to expect so you can avoid the high cost that comes with missing an RMD?

In this episode, Nick Roth, CFP®, discusses everything you need to know about required minimum distribution rules and how to plan ahead with confidence. 

Nick shares more about:

  • Recent changes to the rules surrounding RMDs
  • The impact of missing an RMD
  • What the rules are for taking an RMD from an inherited IRA
  • And more!

Resources:

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A Chat About Investment Sectors with Thom Guidi, CFA

A Chat About Investment Sectors with Thom Guidi, CFA

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To truly understand the stock market, it is important to understand how stocks are divided into different sectors. Having a grasp on these sectors can benefit you in the long run. 

In this episode, Thom Guidi, CFA, discusses how to identify which stocks belong within each of the 11 stock market sectors and why it matters.  Also, learn how Foster & Motley makes it easy for their clients to see what sectors their stock investments are in.

Thom shares more about:

  • The 11 stock market sectors (according to GICS) 
  • Investors managing their own money
  • The benefits of using sectors in your investment process
  • And more!

Resources:

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