Tag: Inflation

How Much Longer Will We Talk About Inflation? With David J. Nienaber, MBA, CPA, CFP®

How Much Longer Will We Talk About Inflation? With David J. Nienaber, MBA, CPA, CFP®

While many of us associate inflation with the increased costs of basic necessities such as gas, groceries, or haircuts, its impact is much broader than that. Inflation is a complex topic that affects every aspect of our financial lives – from day-to-day expenses to long-term goals such as homeownership and retirement planning.

Join us in this episode as David J. Neinaber, MBA, CPA, CFP®, provides an overview to help tackle the puzzle that is inflation. Despite remaining relatively low in the past forty years, recent trends show that inflation is on the rise – and this can have a significant impact on your monthly expenses and the performance of your investments. 

Topics David shares more about:

  • Understanding the impact of inflation 
  • Strategies to safeguard your investments against inflation
  • Simple explanations and examples for understanding inflation
  • And more!

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About Dave:

As a 17-year-old junior at Covington Catholic High School, Dave Nienaber unabashedly told a class speaker that he would eventually become a CERTIFIED FINANCIAL PLANNER™, surprising a number of his classmates, but not those who knew him best. David has never refrained from engaging fully and with purpose. Whether it was as the portfolio manager for the University of Dayton’s student-run portfolio during his time as an undergraduate, teaching his children to play golf or even sticking by his beloved Green Bay Packers, he has always been energized by commitments to meaningful pursuits.

Upon graduating from the University of Dayton in 2004 with an MBA and a Bachelor of Science degree magna cum laude in Accounting and Finance, Dave started his career with Deloitte and soon earned his CPA. It was during his time working with Deloitte’s Investment Advisors team, while spending a significant amount of time working with Procter & Gamble employees and retirees, that he discovered his real passion. He enjoyed providing the many services that come with handling complex asset and retirement situations, and he had the opportunity to gain experience with an array of financial situations.

When his previous company was sold, Dave had the opportunity to step back and look at the entire financial landscape in Cincinnati and determine where he might fit best. Foster & Motley immediately jumped to the front of the line. He was drawn to their client-centric approach and low ego ethos. He also saw that with the employee-owned model of the firm, there was the chance to be invested in the company in even greater ways than just his day-to-day work. It was a natural fit.

Dave has been with Foster & Motley since 2010 serving as a Financial Planner and has been a shareholder since 2015. Dave’s client-focused mentality and team-oriented attitude led him to his role as Head of the Financial Planning team. Dave helps keep the team on top of the latest financial planning issues, so we can best serve clients.  He always thought that he would enjoy giving people advice in his role as a planner and adviser, but over the years, he has honed his listening and question-asking skills. Now, he counts helping clients find the path that is right for them as the best part of his job.

It is no surprise that Dave’s family life is also full of deep purpose. Dave and his wife Moreen most enjoy taking their five children, Ella, Luke, Nicholas, Anna, and Caroline up to northern Michigan to sail, fish, and spend quality time together. They reside in Northern Kentucky, near where David grew up, and as he looks to the future, he knows his roots and commitments will continue to deepen.

A Conversation About Interest Rates With David Nienaber, MBA, CPA, CFP®, and Rachel Rasmussen, MBA, CFA, CDFA®

A Conversation About Interest Rates With David Nienaber, MBA, CPA, CFP®, and Rachel Rasmussen, MBA, CFA, CDFA®

We are in a period of significant change with interest rates and it’s happened in a period of about six months. 

In this episode, David Nienaber, MBA, CPA, CFP®, and Rachel Rasmussen, MBA, CFA, CDFA®, talk about how inflation is impacting many areas of people’s finances.  

David and Rachel share more about:

  • How inflation impacts the decision to stay in your home or to move
  • How people have been dealing with higher borrowing costs
  • Why it’s time to re-evaluate your cash
  • How interest rates can put pressure on stock prices 
  • And more

Resources:

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A Market Update for the First Quarter of 2022 with Mark Motley, CFA

A Market Update for the First Quarter of 2022 with Mark Motley, CFA

Some events make the world a different place, seemingly overnight. Since the invasion of Ukraine, it appears the Post-Cold War era is over and prior norms will not revert as long as Putin controls Russia. 

While much has changed in recent days, the benefits of Foster & Motley’s core investment strategy have not. Seeking to build all-weather portfolios has always been an important aspect of our investment team’s approach.

In this episode, Mark Motley, CFA, shares a quarterly market update, including how the Russian invasion of Ukraine has affected the global economy and in turn investors’ portfolios,  and what that means for you. 

Mark shares more about:

  • The economic impact of Russia’s invasion of Ukraine and subsequent sanctions
  • An update on US economic growth and unemployment
  • First quarter data on the stock market and bond index
  • How Foster and Motley’s approach to investing is playing out in the midst of the turmoil
  • And more

To read this market update: Click Here

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A Conversation about Understanding Inflation

A Conversation about Understanding Inflation

Inflation is not always a bad thing, and there are many cases in which inflation is good. The question is, what can you do about it? 

In this episode, Ryan English and Luke Hail sit down to discuss inflation and the impacts it has on the US economy. The duo discuss how inflation works and aim to help you understand how this recent global pandemic has affected inflation and whether or not those changes are here to stay.

Ryan & Luke discuss:

  • What is inflation and how has it been historically
  • Transitory inflation caused by the COVID-19 Pandemic
  • Cases of good inflation and how it keeps the economy on track
  • Foster & Motley’s efforts to assist clients when it comes to inflation
  • And more

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