Tag Archives: Investing

A Conversation About Charitable Giving and Taxes with Emily Diaz, MAcc, CPA, CFP®



Charitable giving is good for the soul. But it may also be good for your taxes.

In this episode, Emily Diaz, MAcc, CPA, CFP®, will run through the basics and the benefits of charitable giving. 

Emily shares more about:

  • The most common way to give charitable gifts
  • Why you only get a deduction if you’re itemizing on your tax return
  • Examples of tax-efficient giving
  • And more

Resources:

Connect With Emily Diaz:


A Conversation About Interest Rates With David Nienaber, MBA, CPA, CFP®, and Rachel Rasmussen, MBA, CFA, CDFA®



We are in a period of significant change with interest rates and it’s happened in a period of about six months. 

In this episode, David Nienaber, MBA, CPA, CFP®, and Rachel Rasmussen, MBA, CFA, CDFA®, talk about how inflation is impacting many areas of people’s finances.  

David and Rachel share more about:

  • How inflation impacts the decision to stay in your home or to move
  • How people have been dealing with higher borrowing costs
  • Why it’s time to re-evaluate your cash
  • How interest rates can put pressure on stock prices 
  • And more

Resources:

Connect With David Nienaber and Rachel Rasmussen:


A Conversation About The History of Foster & Motley with Dave Foster and Mark Motley



Peanut butter and jelly, Laverne and Shirley, Foster and Motley. All of these iconic pairs have changed the game in their own right.

For more than a year, the financial planners and investment managers at Foster and Motley have shared their knowledge and insights on this podcast. But how did the firm come to be?

In this episode, Dave Foster and Mark Motley share how they started their careers in finance and built a successful business relationship with each other. Dave and Mark walk down memory lane to share insight into how they have run their business, maintaining its success through the years. 

Dave and Mark share more about:

  • The history of their relationship, including how Foster & Motley was formed
  • Why company growth has never been a driving goal for Dave and Mark
  • How they’ve built their team to meet the needs of clients
  • Historic shifts and challenges in the market that Foster & Motley have faced head-on
  • And more

Resources:

Connect With Mark Motley & David Foster:


A Conversation About Financial Independence Analysis with Thom Guidi, CFA, and Luke Hail, MBA, CFP®



True financial independence is when you’re working because you want to and not because you have to. Understanding what you have and what your goals are is the first step to becoming financially independent. 

In this episode, Thom Guidi, CFA, and Luke Hail, MBA, CFP®, discuss what it means to be financially independent and provide you with four actionable steps to help you move closer to your goal of financial independence.

Thom and Luke share more about:

  • What makes you financially independent
  • How to know when you are financially independent
  • How to maintain your financial independence
  • And more

Connect With Thom Guidi and Luke Hail


A Conversation About Senior Care With Tony Luckhardt, MBA, CFP®, CRPC®, and Amy Thomas, CPA



There comes a time in your life when you may not welcome being another year older. But if you plan ahead, it can make the difference between a senior lifestyle you choose and the one that someone else chooses for you.

In this episode, Tony Luckhardt, MBA, CFP®, CRPC®, and Amy Thomas, CPA, discuss some of  the tough decisions that come with senior care. They also provide some advice on how to evaluate the options.

Tony and Amy share more about:

  • What senior care means
  • Why thinking about it before you need it makes the most sense
  • Questions to ask as you consider different senior care facilities
  • Ways to help you prepare for a lifestyle change
  • And more

Connect With Tony Luckhardt and Amy Thomas:


A Conversation About Executor Expectations with Zach Binzer, CFP® and Zach Horn, MBA, CFP®, CMFC®



Losing a loved one is an emotional time. One way you can make dealing with it a little easier for your loved ones, is to have a strong estate plan and family letter in place. Your appointed executor is there to make your final wishes come to pass, but they need to know what you wanted.

In this episode, Zach Binzer, CFP® and Zach Horn, MBA, CFP®, CMFC®, discuss this important role of being an executor.

Zach and Zach share more about:

  • What being an executor entails
  • How both parties can prepare for this role
  • What a executor is expected to do at the time of death
  • And more

Connect With Zach Binzer and Zach Horn:


A Conversation About Buying or Renting A Second Home with Joe Patterson, CFP® and Rachel Rasmussen, MBA, CFA, CDFA®



Maybe it’s your goal to own a lake house or a second home. But have you thought about what buying versus renting might look like for your scenario?

In this episode, Joe Patterson, CFP® and Rachel Rasmussen, MBA, CFA, CDFA® discuss the pros and cons of owning versus renting and what might make sense for your unique situation. 

Joe and Rachel share more about:

  • What to consider when owning a second home
  • Considerations for renting a second property
  • How research can help you determine if you should buy or rent a home
  • And more

Connect With Joe Patterson and Rachel Rasmussen:


A Chat About Cash Flow with Luke Hail, MBA, CFP®



Cash flow is what comes and goes out of your household, and defines what you are doing in the world in many ways. 

In this episode, Luke Hail, MBA, CFP®, will help give you a clear understanding of why understanding your cash flow matters. 

Luke shares more about:

  • The concept of cash flow
  • How to evaluate your cash flow
  • Three stages to financial freedom
  • And more

Connect With Luke Hail, MBA, CFP®:


A Chat About The Yield Curve with Ryan English, CFA, CPA, CFP® and Sarah Conwell, MFE



As an investor, it is helpful to understand the yield curve. Its movements are tied to economic growth, monetary policy, and inflation which impact investment portfolios.  

In this episode, Ryan English, CFA, CPA, CFP®, talks with Sarah Conwell, MFE, to explain the significance of two separate points on the curve and the ways investors interpret its shape, slopes, and steepness during economic cycles.

Sarah shares more about:

  • The concept of a yield curve
  • What the yield curve can tell you
  • The shape of the yield curve during economic cycles
  • And more

Resources:

Connect With Sarah Conwell:

Connect With Ryan English:

About Our Guest:

As a fixed income investment professional, Sarah possesses over nine years of experience, and her greatest skills lie in investment research, portfolio management, and macroeconomic analysis. Sarah is a dedicated investment professional with expertise in fixed income securities, financial reporting and analysis, risk mitigation, statistical analysis, financial systems implementation, and revenue generation for overall company growth. Also, she is known for thorough, accurate, and profitable securities recommendations based on analytical processes and data-driven decision-making, and she possesses strong market knowledge in multiple sectors. Additionally, she is consistently relied upon to spearhead projects requiring analysis and collaborative problem solving while working in a fast-paced environment.




A Market Update for the Second Quarter of 2022 with Mark Motley, CFA



The first half of 2022 was the worst first half of a year for stocks in over 50 years, with the fear that inflation was right around the corner. 

In this episode, Mark Motley, CFA, shares a brief market update from the second quarter of the year, outlining the impact of inflation, the prospect of a recession, and what all these key changes mean for you.

Mark shares more about:

  • Why the federal reserve changed its posture from accommodating to restrictive
  • A glimpse into the effects of inflation
  • What market changes you are expected to see this month 
  • And more

To read this market update: Click Here

Excerpts from prior Updates as mentioned in the episode:

1/4/2021 Market Update

Another near-term concern is the possibility of rising inflation. The money supply has risen nearly 25% over the past year … that’s a significant concern as we move later into 2021. It’s well known that the Federal Reserve has committed to an accommodative monetary policy for an extended period. We think that characterization is inaccurate. Instead, we think the Fed intends to remain in an accommodative mode essentially forever to the extent tame inflation allows, and that it will do so until inflation increases … the reason higher inflation is likely to have severe consequences for markets is that it would be the catalyst to change the Fed’s posture. 

2/1/2021 Market Update

Inflation:  We’ve written of this danger before … we note the most common measure of the money supply has expanded nearly 27% in the past twelve months … [we] are entirely confident a higher inflation scenario, should it occur, would greatly upset markets since it would force the Federal Reserve to reverse its easy money policy.

4/2/2021 Market Update

Many think the … $1.9T stimulus bill may be over-stimulus, eventually leading to inflation and a need for the Fed to tighten.  And close on the heels of the last give-away comes talk of much, much more and perhaps too soon, as some are beginning to fear this porridge may too soon become “too hot”.   If a rude discovery is made that free money isn’t free, that may not sit well with either the economy or markets. 

7/1/2021 Market Update

That inflation turned up significantly was no surprise.  The question is whether higher inflation will be transitory or persistent.  … We’ll have to see.  What we do know is this is the most urgent unanswered investment question of the hour … The reason is any moderation in accommodative Federal Reserve policy will be dictated by future inflation, Fed policy in turn defines liquidity, and liquidity drives markets …

10/4/2021 Market Update

If higher inflation is not transient, the Fed will be unable to remain accommodative and markets would likely retrench.  We don’t know how this will play out, but we recognize danger to markets from inflation that may be stickier than markets currently expect, and this may not be sufficiently appreciated …

 … conditions remain positive for markets, but it’s a fragile positive, and inflation appears to be the thing with the best chance of upsetting it.  The world is awash in created money that has bid up stock and home prices.  That’s nice, of course, but underlying, intrinsic values have not risen as much and inflation may test that, particularly if it forces the Fed to a tight money mode. 

1/3/2022 Market Update

Economic growth is booming.  However, inflation remains a looming question, and the Federal Reserve, which had formerly labeled the price surge “transitory,” recently removed that word from its communication, implying more concern about inflation as a longer-lasting problem.  “Owner’s equivalent rent” represents nearly a fourth of the Consumer Price Index (CPI) and the … lags built into the convoluted calculation of this part of consumer inflation mean home price jumps which have already occurred are likely to boost inflation readings for several months to come. 

Connect With Mark Motley: