Tag Archives: Speculation

Why Are Two Advisors Better Than One? With David Nienaber, MBA, CPA, CFP®, and Ryan English, MBA, CFA, CPA, CFP®



Sometimes two is better than one, and that’s the philosophy at Foster and Motley, where financial planners and investment managers work side by side with you.

In this episode, David Nienaber, MBA, CPA, CFP®, and Ryan English, MBA, CFA, CPA, CFP®, discuss how their dual-advisor approach helps ensure their advice truly is personalized to each client’s unique circumstances and goals.

David and Ryan share more about:

  • How financial planning and investment management are different but complementary professions
  • The Power of &
  • Ways the dual-advisor approach benefits the client
  • And more

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A Market Update for The Fourth Quarter of 2022 With Mark Motley, MBA, CFA



2022 was a challenging year for investments and for investors. 

In this episode, Mark Motley, MBA, CFA, shares a 2022 market update and looks ahead at what may unfold in 2023.

Mark shares:

  • A 2022 recap including data on returns over the year
  • Long-term considerations for investors
  • Insight on the possibility of a recession in the upcoming year
  • What 2023 may hold based on data and history
  • And more

Resources:

To read the full market update: Click here

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About Our Guest:

Mark Motley knows that a solid organization, and mission, is never built out of a place of scarcity. He also knows that no matter how deep your experience, or broad your connections, nothing replaces relationships and a model built upon serving people. When Mark Motley and Dave Foster founded Foster & Motley in 1996, they brought together their expertise in the areas of financial planning and investments, but mostly, they were united in the idea that clients could be served in a way that is both practical and compassionate. They haven’t looked back since. As a young man, Mark got in the trenches serving people when he spent two years on a church mission to Northeastern Brazil. After his experience there, he went on to the University of Kentucky and then to the largest bank in central Kentucky, First Security Bank, where he served as a vice president and trust investment officer for more than six years. During his time there, he obtained the CFA® designation and rose to be the number two investment person in the $1.2 billion trust department. Following that, it was on to Bartlett & Co. in Cincinnati, before the founding of Foster & Motley.


A Conversation About Tax Planning in Down Markets with Joe Patterson, CFP®



When the markets are down, there may still be opportunities.

In this episode, Joe Patterson, CFP®, discusses a few ways that you can make the most of the current market environment. He touches on tax planning, distribution scheduling and more.  

Joe also discusses:

  • Opportunities for implementation of tax loss harvesting
  • Why this might be a good time to evaluate Roth conversions
  • Maximizing the value of your family gifting
  • And more

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A Chat About Portfolio Income With Thom Guidi, CFA



The investments in your portfolio usually grow. At least that’s the goal. But those investments may also generate income. So what is portfolio income and what role can it play, especially in retirement?

In this episode, Thom Guidi, CFA, discusses the importance of portfolio income and the impact of portfolio income in a down market.

Thom shares more about:

  • Where portfolio income comes from
  • The impact of portfolio income in a down market
  • Bonds versus stocks income
  • The tax impact on portfolio income
  • And more

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A Conversation About Interest Rates With David Nienaber, MBA, CPA, CFP®, and Rachel Rasmussen, MBA, CFA, CDFA®



We are in a period of significant change with interest rates and it’s happened in a period of about six months. 

In this episode, David Nienaber, MBA, CPA, CFP®, and Rachel Rasmussen, MBA, CFA, CDFA®, talk about how inflation is impacting many areas of people’s finances.  

David and Rachel share more about:

  • How inflation impacts the decision to stay in your home or to move
  • How people have been dealing with higher borrowing costs
  • Why it’s time to re-evaluate your cash
  • How interest rates can put pressure on stock prices 
  • And more

Resources:

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A Conversation About The History of Foster & Motley with Dave Foster and Mark Motley



Peanut butter and jelly, Laverne and Shirley, Foster and Motley. All of these iconic pairs have changed the game in their own right.

For more than a year, the financial planners and investment managers at Foster and Motley have shared their knowledge and insights on this podcast. But how did the firm come to be?

In this episode, Dave Foster and Mark Motley share how they started their careers in finance and built a successful business relationship with each other. Dave and Mark walk down memory lane to share insight into how they have run their business, maintaining its success through the years. 

Dave and Mark share more about:

  • The history of their relationship, including how Foster & Motley was formed
  • Why company growth has never been a driving goal for Dave and Mark
  • How they’ve built their team to meet the needs of clients
  • Historic shifts and challenges in the market that Foster & Motley have faced head-on
  • And more

Resources:

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A Conversation About Financial Independence Analysis with Thom Guidi, CFA, and Luke Hail, MBA, CFP®



True financial independence is when you’re working because you want to and not because you have to. Understanding what you have and what your goals are is the first step to becoming financially independent. 

In this episode, Thom Guidi, CFA, and Luke Hail, MBA, CFP®, discuss what it means to be financially independent and provide you with four actionable steps to help you move closer to your goal of financial independence.

Thom and Luke share more about:

  • What makes you financially independent
  • How to know when you are financially independent
  • How to maintain your financial independence
  • And more

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A Conversation About Senior Care With Tony Luckhardt, MBA, CFP®, CRPC®, and Amy Thomas, CPA



There comes a time in your life when you may not welcome being another year older. But if you plan ahead, it can make the difference between a senior lifestyle you choose and the one that someone else chooses for you.

In this episode, Tony Luckhardt, MBA, CFP®, CRPC®, and Amy Thomas, CPA, discuss some of  the tough decisions that come with senior care. They also provide some advice on how to evaluate the options.

Tony and Amy share more about:

  • What senior care means
  • Why thinking about it before you need it makes the most sense
  • Questions to ask as you consider different senior care facilities
  • Ways to help you prepare for a lifestyle change
  • And more

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A Conversation About Executor Expectations with Zach Binzer, CFP® and Zach Horn, MBA, CFP®, CMFC®



Losing a loved one is an emotional time. One way you can make dealing with it a little easier for your loved ones, is to have a strong estate plan and family letter in place. Your appointed executor is there to make your final wishes come to pass, but they need to know what you wanted.

In this episode, Zach Binzer, CFP® and Zach Horn, MBA, CFP®, CMFC®, discuss this important role of being an executor.

Zach and Zach share more about:

  • What being an executor entails
  • How both parties can prepare for this role
  • What a executor is expected to do at the time of death
  • And more

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A Chat About Cash Flow with Luke Hail, MBA, CFP®



Cash flow is what comes and goes out of your household, and defines what you are doing in the world in many ways. 

In this episode, Luke Hail, MBA, CFP®, will help give you a clear understanding of why understanding your cash flow matters. 

Luke shares more about:

  • The concept of cash flow
  • How to evaluate your cash flow
  • Three stages to financial freedom
  • And more

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