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A Chat About Private Investments with Rachel Rasmussen, CFA, CDFA®

A Chat About Private Investments with Rachel Rasmussen, CFA, CDFA®

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Private investments are different from publicly traded investments like stocks  and bonds. They’re limited to a certain type of investor and have a unique set of considerations. 

In this episode, Rachel Rasmussen, CFA, CDFA®, discusses the lesser known topic of private investments. She references specific examples of private investments and explains how some investors can target a wider range of opportunities than the public markets.

Rachel shares more about:

  • A definition of private investments
  • Types of private investments
  • Why private investments are a good fit for some portfolios
  • And more

Resources:

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A Chat About Alternative Bonds with Zach Horn, MBA, CFP®, CMFC®

A Chat About Alternative Bonds with Zach Horn, MBA, CFP®, CMFC®

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As you approach retirement, bonds are likely to become a more significant part of your asset allocation. Typically, bonds, traditional or alternative,  are a more stable way to generate cash flow to replace the paycheck that is lost moving into retirement. 

In this episode, Zach Horn, MBA, CFP, CMFC®, discusses why alternative bonds are a rising trend in the current environment of rapidly rising interest rates. He references specific examples of alternative bonds to help diversify your portfolio.

Zach also shares:

  • A definition of what bonds are
  • What an alternative bond is 
  • The benefits of alternative bonds
  • And more

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A Conversation About Rebalancing Your Portfolio with Ryan English, CFA, CPA, CFP®, and Nicholas Roth, CFP®

A Conversation About Rebalancing Your Portfolio with Ryan English, CFA, CPA, CFP®, and Nicholas Roth, CFP®

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Balance is a tricky thing. Something that is balanced today may not maintain its balance; take investment portfolios, for example. When Foster & Motley begins working with a client, they balance their portfolio based on several targets, but over time rebalancing is necessary to maintain those targets.

In this episode, Ryan English, CFA, CPA, CFP®, and Nicholas Roth, CFP® explain their hands-on approach to rebalancing, and the importance of rebalancing across a household of accounts rather than individual accounts.

Ryan and Nick also talk about:

  • Two types of rebalances
  • The importance of rebalancing accounts
  • Why you don’t want one asset class to grow too big
  • And more

Resources:

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A Chat About Health Savings Accounts with Zach Binzer, CFP®

A Chat About Health Savings Accounts with Zach Binzer, CFP®

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Your health savings account may be more important and more flexible than you realize. While it was created to help people set aside funds for health care costs, the value doesn’t stop there. 

In this episode, Zach Binzer, CFP®, explains how you can maximize the value of your HSA and why it’s reasonable for some to consider it a retirement asset.

Zach also talks about:

  • The origin of HSAs
  • The triple tax benefit of contributing to an HSA
  • And more

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A Conversation About Our Gratitude

A Conversation About Our Gratitude

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Thanksgiving — is a time where we can reflect on the things we are most grateful for. 

This Thanksgiving season, we at Foster & Motley are thankful for our colleagues who make us such a strong team, and our clients who allow us to be a part of their lives.

Without our passionate team, and amazing clients, we would not be who we are today — not as a company, but as a team and a family.

Happy Thanksgiving, and take the time to reflect on the things you are most thankful for this holiday season. 

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A Conversation About Elements of a Wealth Management Engagement

A Conversation About Elements of a Wealth Management Engagement

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Having the initial conversation with your financial advisor can be hard — maybe you have gotten yourself into a bad financial situation or just have not addressed it — either way, we are here to help. 

In this episode, David Nienaber and Zach Horn discuss the elements of a wealth management engagement. David and Zach speak about what wealth management can do for it, and why it is important to work with someone, no matter what situation you are coming with. 

David & Zach discusses:

  • What to expect in the initial meeting with a financial advisor
  • The importance of having your spouse involved in financial discussions
  • How your financial advisor can help with your children’s financial needs
  • Documentation that your advisor needs, and how technology has made accessing information easier for the advisor and the client
  • And more

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A Conversation About Young Adult Financial Planning, Part Two

A Conversation About Young Adult Financial Planning, Part Two

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Understanding the value of proper financial planning as a young adult is important, but means nothing if you don’t know what exactly you should be doing.

In this episode, Joe Patterson and Thom Guidi help you learn more about the specific financial decisions you should be considering as a young adult. Joe and Thom take you through some of the common things that impact your finances, and how to make the best choices for you. 

Joe & Thom discuss:

  • Credit cards and how to limit credit card debt
  • Whether buying or renting a home is better as a young adult
  • The financial impacts of buying or leasing a car
  • Savings tips for young adults
  • Action items that you can take from this podcast to implement
  • And more

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A Conversation About Young Adult Financial Planning, Part One

A Conversation About Young Adult Financial Planning, Part One

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What if the things you know now about your finances, you knew in your twenties? Do you think you would have made some different decisions?

In this episode, Joe Patterson and Thom Guidi discuss things that every young adult should begin thinking about regarding their finances. In the first part of this two part series, Joe and Thom introduce you to the high level things that twenty-somethings should know, and how it could impact their future.

Joe & Thom discuss:

  • The benefits to a Roth IRA as a young adult
  • Insurance and what types you need and don’t need as a young adult
  • How to handle debt when you are young
  • The importance of managing your financial life 
  • And more

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A Conversation About Tax planning and how it impacts your portfolio and future goals

A Conversation About Tax planning and how it impacts your portfolio and future goals

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In life, 2 things are guaranteed — death and taxes. So it is important that you take the time to understand tax planning so you don’t end up paying more than you owe.

In this episode, Tony Luckhardt and Ryan English help you understand what should be going into your tax planning and how the advisors at Foster & Motley are equipped to help. Tony and Ryan discuss taxes as they pertain to multiple aspects of your finances, and the value of proactive planning.

Tony & Ryan discuss:

  • The importance of setting a capital gains budget
  • Year to year tax planning and multi-year planning
  • Why investment philosophy matters when it comes to tax planning
  • How to avoid surprises when it comes to tax season
  • And more

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