Category: Retire
A Conversation About the First Year of a Wealth Management Experience

A Conversation About the First Year of a Wealth Management Experience

By |

When you make the decision to work with a financial advisor, they are going to get to know you and your financial situation to assist you in reaching your goals. 

Over the first year, they are going to meet with you and slowly address each area of your finances.

In this episode, Rachel Rasmussen and Tony Luckhardt speak about what the first year looks like when working with advisors at Foster & Motley so you can better understand what to expect. The pair dive into what you should know about the initial meeting, and how they work to address things over the first year of the relationship.

Rachel & Tony discuss:

  • The initial meeting with a financial advisor
  • Data gathering and how they ensure they have all that they need from you
  • Why there are three to four meetings the first year and what is discussed in each
  • What to expect from your financial planner and investment manager
  • And more

Resources:

Connect With Rachel Rasmussen & Tony Luckhardt:

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More
A Conversation About Our Gratitude

A Conversation About Our Gratitude

By |

Thanksgiving — is a time where we can reflect on the things we are most grateful for. 

This Thanksgiving season, we at Foster & Motley are thankful for our colleagues who make us such a strong team, and our clients who allow us to be a part of their lives.

Without our passionate team, and amazing clients, we would not be who we are today — not as a company, but as a team and a family.

Happy Thanksgiving, and take the time to reflect on the things you are most thankful for this holiday season. 

Connect With Us:

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More
A Conversation About Elements of a Wealth Management Engagement

A Conversation About Elements of a Wealth Management Engagement

By |

Having the initial conversation with your financial advisor can be hard — maybe you have gotten yourself into a bad financial situation or just have not addressed it — either way, we are here to help. 

In this episode, David Nienaber and Zach Horn discuss the elements of a wealth management engagement. David and Zach speak about what wealth management can do for it, and why it is important to work with someone, no matter what situation you are coming with. 

David & Zach discusses:

  • What to expect in the initial meeting with a financial advisor
  • The importance of having your spouse involved in financial discussions
  • How your financial advisor can help with your children’s financial needs
  • Documentation that your advisor needs, and how technology has made accessing information easier for the advisor and the client
  • And more

Connect With David Nienaber & Zach Horn:

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More
A Conversation About Young Adult Financial Planning, Part Two

A Conversation About Young Adult Financial Planning, Part Two

By |

Understanding the value of proper financial planning as a young adult is important, but means nothing if you don’t know what exactly you should be doing.

In this episode, Joe Patterson and Thom Guidi help you learn more about the specific financial decisions you should be considering as a young adult. Joe and Thom take you through some of the common things that impact your finances, and how to make the best choices for you. 

Joe & Thom discuss:

  • Credit cards and how to limit credit card debt
  • Whether buying or renting a home is better as a young adult
  • The financial impacts of buying or leasing a car
  • Savings tips for young adults
  • Action items that you can take from this podcast to implement
  • And more

Connect With Joe Patterson & Thom Guidi:

 

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More
A Conversation About Young Adult Financial Planning, Part One

A Conversation About Young Adult Financial Planning, Part One

By |

What if the things you know now about your finances, you knew in your twenties? Do you think you would have made some different decisions?

In this episode, Joe Patterson and Thom Guidi discuss things that every young adult should begin thinking about regarding their finances. In the first part of this two part series, Joe and Thom introduce you to the high level things that twenty-somethings should know, and how it could impact their future.

Joe & Thom discuss:

  • The benefits to a Roth IRA as a young adult
  • Insurance and what types you need and don’t need as a young adult
  • How to handle debt when you are young
  • The importance of managing your financial life 
  • And more

Connect With Joe Patterson & Thom Guidi:

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More
A Conversation About Tax planning and how it impacts your portfolio and future goals

A Conversation About Tax planning and how it impacts your portfolio and future goals

By |

In life, 2 things are guaranteed — death and taxes. So it is important that you take the time to understand tax planning so you don’t end up paying more than you owe.

In this episode, Tony Luckhardt and Ryan English help you understand what should be going into your tax planning and how the advisors at Foster & Motley are equipped to help. Tony and Ryan discuss taxes as they pertain to multiple aspects of your finances, and the value of proactive planning.

Tony & Ryan discuss:

  • The importance of setting a capital gains budget
  • Year to year tax planning and multi-year planning
  • Why investment philosophy matters when it comes to tax planning
  • How to avoid surprises when it comes to tax season
  • And more

Resources:

Connect With Tony Luckhardt & Ryan English:

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More
A Conversation About Financial Planning

A Conversation About Financial Planning

By |

What is a  financial planner? What do they do?

In this episode, David Nienaber and Tony Luckhardt sit down to discuss what the role of the financial planner encompasses and what it means to Foster & Motley specifically. David and Tony speak about what to expect from the process of working with a financial planner and how it might help you balance the financial aspects of your life a little easier.

David & Tony discuss:

  • What a Foster & Motley financial planner does for clients
  • How financial planning begins with goals and creating a plan around them
  • The role financial planners take in creating spending plans
  • How financial planning is unique to each person or family
  • And more

Connect With David Nienaber & Tony Luckhardt:

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More
A Conversation About Investment Management

A Conversation About Investment Management

By |

We have introduced you to many investment managers and financial planners throughout this podcast, but do you really know what the roles of each are?

In this episode, Ryan English and Thom Guidi explain the role of investment managers and what they do to help clients prepare for the future. Ryan and Thom aim to give you a look into the investment manager role, so you know what to expect when working with one.

Ryan & Thom discuss:

  • What investment management is and the other names it’s often called
  • Client involvement throughout the investment management process
  • The process to structuring a portfolio
  • How a client goals play a key role in asset allocation
  • And more

Connect With Ryan English & Thom Guidi:

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

Archives

Categories